Ongoing Planning & Investments

Description: This program is for those who are close to retirement, who are in retirement, or
for those who need ongoing assistance. We build a long term relationship to walk you through the Financial Wellness system, maintain that system, and provide peace knowing a real human has your back and cares. Have confidence in knowing  you have a person who has looked through your insurance policies, that your portfolio is diversified, we are collaborating with your tax professional, you have a plan for retirement, you can call/email anytime, and who is up to date on all legislation and market changes.

Commitment: We ask for at least a one year commitment with the intention of building a long term relationship. We will put our time and effort into this relationship and expect the same.

Overview of inclusions:

  • 2 – 4 meetings a year
  • Financial Roadmap
  • Unlimited emails & phone calls
  • Customized portfolio & rebalancing
  • Retirement, net worth & budgeting portal
  • Person dedicated to keeping up on markets, policy changes, and legislation shifts
  • Financial advocate calls
  • Ongoing support and accountability
  • Ongoing review and maintenance of the 7 areas of Financial Wellness
  • Collaboration with your CPA, attorney, bookkeeper, etc.
  • An advisor who knows your name, your situation, and stands in your corner

Our process to achieve financial wellness

financial wellness process

specifics of whats included:

Cash Flow

  • Annual budget creation
  • Debt reduction strategies
  • Portal to view net worth and budget tracking


  • Annual employer benefit election guidance (healthcare, FSA, HSA, retirement)
  • Health, home, renters, disability, umbrella, and life insurance recommendations

Tax Planning

  • Small business & rental income planning
  • Federal and state tax withholding analysis (W4)
  • Annual review of tax return pre and/or post submission
  • Scenario tax planning analysis
  • Roth conversion & Required Minimum Distribution estimates

Goal Funding

  • Detailed financial roadmap
  • Goal funding planning with investment recommendations


  • Retirement success assessment with Monte Carlo simulation
  • Long term portfolio optimization & withdrawal strategies
  • Roth vs pretax retirement contribution analysis

Estate Planning

  • Review of will, power of attorneys, healthcare directives, and trust documents


  • Risk tolerant investing & scheduled rebalancing
  • Investment allocations for retirement and goal savings accounts
  • Portal to view portfolio holdings & returns

Cost based upon income:

One-time setup cost: $500        Annual Cost: $3,000

One-time setup cost: $1,000        Annual Cost: $4,800

One-time setup cost: $1,500        Annual Cost: $6,000

One-time setup cost: $2,000       Annual Cost: $7,200

*Monthly or quarterly payments for the Annual Cost are standard*

Want to find out more? Wondering about getting started with us? Go to our Contact Us page to fill out our Contact Form for a no strings 20 minute introductory phone call. You tell us about what’s going on, we answer any questions, then get you on the path toward Financial Wellness.